Tracy Chappell, OTD, OTR/L
financial coach for healthcare professionals
Dr. Tracy Chappell is an occupational therapist, entrepreneur, and financial freedom advocate who went from being an emancipated minor at 17 and first-generation college graduate to becoming a Doctor of Occupational Therapy.
After building a successful career in travel therapy, she paid off more than $150,000 in student loan debt and became debt-free in 2019. Today, she has built an estimated $1.6 million net worth and helps healthcare professionals navigate debt, investing, and financial independence.
About / Who I Help
Education & Experience
Xavier University, MSOT
Guest, The Money Matters in OT Podcast
What I Help With
Chatham University, OTD
Monthly accountability
Financial Freedom Coaching
Digital Workbooks
Money Mindset
Student loan repayment planning
Budgeting
What I Help With
In addition to my OT practice, I am a certified Pilates instructor on the North Shore!
Why I’m Different
Tracy is the founder of Little Tides Occupational Therapy, a pediatric private practice on Oʻahu created to make quality therapy more accessible to local families. She also provides financial education and coaching to help healthcare professionals navigate student debt, investing, and financial independence. Tracy believes your starting point does not determine your financial future—and that true wealth is ultimately about having the freedom to choose how you spend your time.
tracyannchappell@gmail.com
littletidesot.com
