Financial Tracker
One-time payment. Yours to keep.
All in one place, built for the way healthcare professionals actually live.
Track your student loans, monthly budget, net worth, savings goals, and tax estimate in one done-for-you spreadsheet — built by healthcare professionals who've been exactly where you are.
RouteFin Financial Tracker
The financial tool your graduate school never gave you.
Get Instant Access — $49
You chose a career that changes lives. Now it's time to build a financial life that reflects that.
Maybe you're still in residency or clinicals, doing the work and waiting for the income to catch up. Maybe you're a few years in, earning well, and still wondering where it all goes. Both are more common than anyone talks about — and neither means you're behind.
Healthcare professionals deal with a financial picture that's genuinely more complex than most. Student loan debt for allied health professionals ranges from $23,000 to $185,000 depending on your degree. For nurse practitioners and doctors, it goes higher. And generic budget templates don't account for $200k in student loans.
Built by healthcare professionals, for healthcare professionals.
Your finances, simplified.
Your entire financial picture, organized in one tracker. Just open it, enter your numbers, and watch everything calculate automatically.
What's inside
Monthly Budget Planner
Fixed and variable expenses tracked separately so you always know what's flexible and what isn't. Planned vs. actual columns show you exactly where the gap is every month, before it becomes a problem. Works for rehab therapists, RNs, NPs, travel nurses, physicians, and everyone in between.
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Student Loan Payoff Tracker
See your real payoff date, not a guess, a calculation! Enter your balance, interest rate, and monthly payment and the tracker does the math. Built for federal, private, refinanced, and income-driven repayment plans. Visual progress bars show how far you've come on each loan so every payment feels like a win.
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Net Worth Tracker
Your net worth is probably negative right now. That's not failure, that's the starting line for almost every healthcare professional. Track your assets vs. liabilities month by month and watch the number move in the right direction over time. The direction is what matters.
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Savings Goal Tracker
Emergency fund, vacation, down payment, Roth IRA. Track up to eight goals at once, each with its own progress bar and estimated completion date. Because saving money and actually saving for something feel very different and both deserve to be celebrated.
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Tax Liability Estimate for Healthcare Professionals
Includes current federal tax estimates and state tax calculations for all 50 states and D.C., whether you're a W2 employee or 1099 contractor. Enter your income, deductions, and state and get a clear picture of where you stand before April shows up uninvited. A gut-check that could save you far more than $49.
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Annual Overview
The year at a glance, everything connected, updating real time as you make updates. Every month's income, expenses, and surplus in one view with charts. Use it for year-end review, quarterly check-ins, or just to see how much progress you've actually made.
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FAQ
Yes. The RouteFin Financial Tracker is a budget template built exclusively for allied health professionals and advanced practice providers. It includes a monthly budget planner with fixed and variable expense categories relevant to healthcare workers, a student loan payoff tracker, and a net worth tracker, all in one file.
The RouteFin Financial Tracker includes a dedicated student loan tracker tab. Enter your loan balance, interest rate, and monthly payment and it calculates your payoff date and months remaining automatically. It supports federal, private, refinanced, and income-driven repayment plans.
The RouteFin Financial Tracker was built specifically for nurse practitioners and other healthcare professionals. It covers budgeting, student loan tracking, net worth, savings goals, and tax estimates in one spreadsheet, designed around the financial reality of healthcare careers.
The RouteFin Financial Tracker includes a monthly budget planner that works for variable and irregular income, making it well-suited for travel nurses. The fixed vs. variable expense split helps identify what changes month to month and what stays the same.
The RouteFin Financial Tracker is one of the few financial tools built exclusively for healthcare professionals rather than adapted from a general-purpose template. It accounts for student loan repayment plans, state-specific tax rates, and the income patterns common in healthcare careers.
A single financial planning session can run you hundreds of dollars. This is $49 and it's yours forever.
And when you're ready for the next step, the RouteFin marketplace is full of vetted financial professionals who specialize in healthcare. The tracker gets you started. The marketplace takes you further.
We're not saying skip the advisor. But before you sit down with anyone, you need to know your numbers. This tracker gets you there.
$49 buys you a tool that already did the heavy lifting. Built formulas, real tax logic, a structure designed around how healthcare professionals actually earn and spend. All you do is fill in your numbers and watch the picture come together.
Healthcare professionals are already using it.
It looks like exactly what I’ve been searching for.
I’ve been unhappy with most of the apps I’ve tried, and many of them are surprisingly expensive.
This tracker seems to offer the functionality I need without all the extra cost and complexity.
I love the look of this! I’m using it based on my own and my spouse’s income and loans (my spouse is not a healthcare worker). I’m a clergy spouse, so there are some sections that can now be set to zero (or will be soon, since we live in a home owned by the church and are trying to sell our other house). I feel like this tracker could be useful for both of us—not only for managing student loans, but also for tracking loan repayment progress and overall debt payoff.
Love how clean and organized everything is! I really like the color contrast as well. It’s incredibly comprehensive, though I personally wouldn’t use every section simply because I don’t need to track all of that information. My favorite features are the Monthly Tracker and the Annual Financial Tracker. I don’t currently have that kind of big-picture overview in my existing system, so those sections really stood out to me. Amazing job putting this together!
Healthcare friends, this is a financial platform for YOU! We're experts in healthcare, not financial management. It has broken my heart time and time again when I hear other practitioners talk about how stuck or depressed they are because of their financial situation. Amira Cendejas, OTD, OTR/L and Maxi Condélee are tackling this issue head-on by creating a platform specifically for HCPs, and I'm SO excited to see it come to life! They're not trying to be the experts in every area of finances. They're gathering vetted experts to help you find solutions that work with our wild field, schedules, and lives. So excited to see RouteFin come to life!
-Krista Frahm, OT
I think it’s a great idea and opportunity for healthcare professionals to increase their financial literacy especially when the biggest concern across the board when thinking about finances is debt or when going independent, doing taxes.
Hi!! ❤️ wait yes that’s genius!!! Because I JUST had this conversation with my husband the other week when we were doing our taxes. I was like I wish I knew someone who really understood my student loan situation and taxes and could just help us get a solid game plan with tackling the loans and making the most of our finances right now.
$500k payoff is incredible! what a journey! Love that you're channeling that experience into something that helps other healthcare professionals. Congratulations on both the debt freedom and the new venture!
-Allison Sterling
Amirra makes everything so relatable with money. I am so grateful for her passion and the time she takes to break everything down into bite-sized pieces to understand.
-Lauren Burns, OTR/L
This wasn't built by a fintech company.
It was built by someone who lived it.
Everything in this tracker was built with that reality in mind.
Not a generic budget template repurposed for healthcare. Built from scratch, for you.
We've been there. We asked the hard questions, figured out what actually works, and built the resource we wish had existed when we needed it most.
RouteFin was built by Amirra and Mazi, both healthcare professionals who know the debt load, the demanding schedule, and the pressure of building wealth while paying back the cost of your education firsthand.
